Which of the following is true about Medicaid and long-term care?

Prepare for the Certified Employee Benefit Specialist (CEBS) Group Benefits Associate (GBA) 2 Exam. Study with comprehensive flashcards and multiple choice questions. Each question provides detailed hints and explanations to ensure success!

Medicaid plays a crucial role in providing coverage for long-term care needs, which is why the statement regarding its payment for such services is accurate. Medicaid is a state and federally funded program designed to assist eligible individuals, particularly those with low income and limited resources, in covering medical costs, including various types of long-term care services.

This program is particularly significant because it fills a gap for those who require extended care due to chronic illnesses or disabilities, which can often be financially burdensome. Long-term care services covered by Medicaid can include nursing home care, assistance with daily living activities, and home-based care services. Many individuals rely on Medicaid as their primary source of funding for these essential services as they can be quite costly and may not be covered by traditional health insurance.

In contrast to this statement, the other options inaccurately reflect Medicaid's capabilities. For instance, Medicaid does not limit coverage to only short-term rehabilitation services; it indeed supports long-term needs. It also stands to clarify that Medicaid does not exclude coverage of long-term care under any circumstances, nor is it solely for elderly patients; younger individuals with disabilities can also qualify for Medicaid. Thus, the assertion about Medicaid's significant financial support for long-term care needs accurately represents the program's purpose and

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